Every website I build is free.The thank-you becomes a loan.

If you want to say thanks, you can contribute to a small fund I run. I lend it through Kiva. When it is repaid, I lend it again. I never take anything out.

Contribute to the Fund See where it goes

Loans made

Countries reached

01/Read this first

These are loans, not donations.

What you put in becomes a loan I make through Kiva. The borrower repays it, and I re-lend it to someone else. To be clear: your contribution to the fund is one-way — you don’t get it back. The repaid loans stay in the fund.

02/Impact map

Where the loans are working.

Every pin is a country I’ve lent into. Hover one to see who.

0loans

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03/How it works

Three steps, cycling forward.

You contribute (optional)

Any amount, or nothing at all. I build your website free either way — the two things aren't connected.

It becomes a microloan

I pool what comes in and lend it out on Kiva — farmers, shop owners, people running small businesses.

It keeps going

When a borrower repays, I re-lend it to someone else. I never take anything out. It keeps cycling forward.

04/The proof

Loans made so far

Every loan I’ve made from the fund. The list grows as contributions come in.

45 loans · 26 countries

Bizimana

Uganda

Active

My contribution: $25
Reason: Pesticides

Bizimana is a resilient refugee client from Mahani who supports his family through Irish potato and maize farming. As a married man, he is committed to providing food and income for his household, despite the challenges that come with farming in a constrained environment. His crops not only sustain his family, but also contribute to the local food supply. However, his productivity is affected by pests and weeds that reduce yields. To address this, Bizimana is requesting a loan to purchase herbicides and pesticides. This support will help him protect his crops, improve harvests, and increase his income, strengthening his family's stability.

All Loans (45)

Name	Country	Amount	Reason	Status
Bizimana	Uganda	$25	Pesticides	Active
Francine	Uganda	$25	Produce	Active
David	Madagascar	$50	Poultry	Active
Mamy	Madagascar	$25	Livestock	Active
Ma. Nida	Philippines	$50	Store stock	Active
Siti	Indonesia	$25	Smartphone	Active
Kainat	Pakistan	$25	Livestock	Active
Gbassay	Sierra Leone	$25	Food retail	Active
Hanan	Egypt	$25	Poultry	Active
Sharon	Liberia	$25	Beverages	Active
Gulnar	Kyrgyzstan	$25	Produce	Active
Bat	Mongolia	$25	Dairy	Active
Mirzoali	Tajikistan	$25	Tuition	Active
Odontuul	Mongolia	$25	Dairy	Active
Anna	Uganda	$25	Textiles	Active
Raffy Jake	Philippines	$25	Rice farming	Active
Yousef	Jordan	$25	Farming	Active
Veronica	USA	$25	Restaurant	Active
Robert Jose	Ecuador	$25	Food cart	Active
Ayat	Jordan	$25	Spices	Active
Ruwi	Uganda	$25	Porridge	Active
Farogat	Tajikistan	$25	Sewing	Active
Flavia	Philippines	$25	Store stock	Active
Hermisa	Philippines	$25	Pig farming	Active
Geovany Vladimir	El Salvador	$25	Sweets vending	Active
Gloria Ondina	Honduras	$25	Dairy cows	Active
Francisco Javier	Nicaragua	$25	Poultry	Active
Minh	Vietnam	$25	Produce retail	Active
Baraa	Palestine	$25	Solar	Active
Nazime	Turkey	$25	Handicrafts	Active
Ygnacia	Dominican Republic	$25	Beach rentals	Active
Pablito	Dominican Republic	$25	Motorcycle taxi	Active
Doris	Solomon Islands	$25	Food stall	Active
Alcina	Timor-Leste	$25	Kiosk	Active
Isobel	Vanuatu	$25	Kava	Active
Corilee	Tonga	$25	Tapa cloth	Active
Deborah	Togo	$25	Baby products	Active
Livida Flor	El Salvador	$25	Plant nursery	Active
Helen	Uganda	$50	Medical clinic	Active
Violeta	Philippines	$25	Store stock	Active
Bonhomme	Uganda	$25	Cattle	Active
Margaret	Uganda	$25	Fabrics	Active
Marie Rose	Madagascar	$25	Butcher shop	Active
Daisy	Philippines	$25	Store stock	Active
Lanie	Philippines	$25	Fish vending	Active

05/Contribute

Contribute to the Fund

The next page lets you choose what to contribute. It isn’t tax-deductible, and it becomes a loan rather than a gift. Your website is free whether you do this or not.

Contribute via Stripe

06/Questions

These are loans, not donations.

Where the loans are working.

Three steps, cycling forward.

You contribute (optional)

It becomes a microloan

It keeps going

Loans made so far

Bizimana

All Loans (45)

Contribute to the Fund

Frequently asked

Do I have to contribute to get a website?

Is my contribution tax-deductible?

Are these donations?

What happens when loans get repaid?